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Lowest Term Rates

Eddie Levin, CLU, ChFC, MBA

by admin on October 18, 2010

About Eddie and Why You May Want Eddie as Your Insurance Agent 

Eddie has a long history of stability, which indicated you can count on him. Eddie has been married to Sandy for over 41 years. Eddie has been an Independent Insurance Agent for 36 years, and a Member of the Million Dollar Round Table for 34 years. His success indicates he has been trusted by many clients for many years. 

Eddie is very qualified in his specialties ( Life Insurance, Annuities, Long Term Care Insurance, and Disability Insurance ). Eddie’s credentials are: 

  1. CLU ( Chartered Life Underwriter )
  2. ChFC ( Chartered Financial Counselor )
  3. MBA (Master of Business Administration LSU)
  4. 36 Years Experience as an Independent Agent 

Eddie represents his clients for their best interests, not the interests of only one insurance company. 

Eddie gives exceptional and very caring service.

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Term vs Permanent

by admin on October 18, 2010

Term insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

Permanent insurance by contrast provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It’s impossible to say which type of life insurance is better because the kind of coverage that’s right for you depends on your unique circumstances and financial goals. Often, a combination of term and permanent insurance is the right solution.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified insurance professional so call Eddie and schedule an appointment today. Watch the video below from CNBC on a new “Asset Class”.

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Independent Life Insurance Agent

October 18, 2010

What should and what does an Independent Agent do for you?  Maybe, not much! Maybe, a lot! It depends on that particular Independent Agent.  What do we do? At Lowest Term Rates, we offer On-Line Shopping among over 140 Top Rated Companies so that we help you secure the best prices from quality companies. We […]

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Renting or Owning your Life Insurance

October 18, 2010

Should You Rent or Own Your Insurance?  If you have term insurance, you are renting. Term insurance is only temporary. It is generally necessary in order to offer affordable temporary protection, but it is NOT a long term solution.  Do you rent or own your HOME? Which has the most advantages and which do you […]

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Term Life Insurance – A Waste of Money?

October 18, 2010

Don’t Waste Your Money  Term Life Quotes sells term insurance, but let’s look at the whole picture.  Term is temporary; it is designed by the insurance companies to die before you do. That’s how they make money.  Term policies expire or become prohibitively expensive at your older ages. Less than One Per Cent ( emphasis, […]

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Term Life Rates

October 18, 2010

Term life insurance has come down significantly in the last decade.  Many people have no idea they are paying too much for their life insurance and could save hundreds and sometimes thousands per year.  Also, if you are healthy, it may make some sense to go ahead and start your term fresh from today if […]

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Lowest Term Life Insurance Rates

October 18, 2010

It’s important to compare term life insurance rates and not just get one.  While lower cost is a popular feature of term  insurance, it does not end there. A term policy may come in various forms.  Though they are all technically a term policy, there are some distinct features that affect the premium. Thus, a low price […]

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